FAST CASH • NO CREDIT CHECK
Pawn Loans That Work for You
Walk in with an item. Walk out with cash. Keep your credit untouched and reclaim your item when you’re ready.
30
Day Terms
$0
Credit Check
15min
Avg. Approval
20+
Years Serving Gainesville
How a Pawn Loan Works
Four simple steps — most customers are in and out in under 20 minutes.
Bring Your Item
Jewelry, electronics, tools, firearms — anything of value.
Free Appraisal
Our experts evaluate and make you an instant loan offer.
Walk Out with Cash
Accept the offer and leave with cash in hand. That fast.
Reclaim or Renew
Repay the loan to get your item back, or renew the terms.
What We Accept
Not sure if your item qualifies? Bring it in — if it has value, we’ll make you an offer.
Jewelry
Gold & Silver
Electronics
Power Tools
Instruments
Watches
Firearms
Collectibles
Pawn vs. Sell — You Decide
With a pawn loan, you keep ownership. Here’s how it compares to selling outright.
| Pawn Loan | Outright Sale | |
|---|---|---|
| Keep Ownership | ✓ Yes | ✗ No |
| Get Cash Fast | ✓ Yes | ✓ Yes |
| No Credit Check | ✓ Yes | ✓ Yes |
| Renewable Terms | ✓ Yes | ✗ N/A |
| Get Item Back | ✓ Yes | ✗ No |
Simple, Transparent Loan Terms
Standard 30-day loan terms with the option to renew. No hidden fees, no surprise charges, no impact on your credit score. Just a straightforward agreement between you and your neighborhood pawn shop — the way it should be.
Pawn Loan FAQ
Answers to the questions we hear most often.
Will a pawn loan affect my credit score?
No. We don’t run a credit check and we don’t report to credit bureaus. Your credit is never impacted — whether you repay or not.
How much can I borrow?
Loan amounts are based on the resale value of your item. Bring it in for a free appraisal and we’ll make you an offer on the spot.
What happens if I can’t pay it back?
If you can’t repay, you simply forfeit the item — no collection calls, no credit damage, no legal action. You can also renew the loan to buy more time.
How long do I have to repay?
Standard terms are 30 days, with the option to renew. We’ll work with you to find something that fits your situation.
What do I need to bring?
Just your item and a valid government-issued photo ID. That’s it — no paystubs, no references, no credit application.
Need Cash Today?
Stop by TB Goods in Gainesville or give us a call. We’re ready to help.